How to Buy Cars at a Good DealA new car looses about a third of its value the minute it leaves the new car lot and becomes "pre-owned". (That new car smell is toxic, anyway.) There is risk in buying a used car. Somebody with dumps a car when it's still relatively new probably doesn't respect the car. That person probably didn't change the engine after the first 1000 miles. That person progably gunned the engine off every stop light. Nevertheless, I think having the new car warranty makes it a viable risk. But don't believe dealers who say "this car passed our 165 point inspection." What dealers don't say is their standard of passing each item, which is lower than the owner. When I got a good mechanic to look at a car I wanted to buy, he found scheduled maintenance items were not performed (the transmission fluid was not changed at 30,000 miles). Plus new tires were needed. That's $1,000 worth of maintenance that should be reflected in the price. It's cheaper to have others install dealer options like tinted glass and stereo equipment. One way dealers boost their profits is last-second add-ons such as extended warranties, speakers, etc. So buyers are wise to add these items up front in the negotiation process. Look at the book of dealer accessories BEFORE you buy the car. That way you can ask for free installation of free mud flaps during last-second negotiations.
If you drive about 12,000 miles a year
(the US average of 1,000 miles per month or 32 miles per day),
* $4 per gallon = $2,400 per year ($12,000 over 5 years) Is this worth the additional cost of a more complex hybrid car? The shortest distance between two points is under construction. The size of license plates were standardized in 1957, in USA, Canada and Mexico at 12 inches wide by 6 inches high. | . |
Gas Price Watch.com details gasoline and marine prices by zip code or address.
Crashtest.com reports how crashtest dummies enjoyed their ride in every vehicle. CNW Marketing Research tracks a similar figure, computing the ratio between buyer's income and the transaction price. The ratio hit a high of 3.31 in January 1992. In April, that figure was down to 2.97, compared with 2.84 for April 2002. Other sources of advice: |
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Auto Insurance
However cute a TV ad is for a company, before you buy an insurance policy, get the facts. How a company can legally treat its customers is buried in the dozens of pages of fine print legaleze. So I ask local auto repair and rental people who deal with a variety of insurance companies about how certain companies REALLY treat their customers when it really matters (when they try to collect on a claim). I was a raving fan of AIG and their adjuster Erica (until they bought up the rest of 21st Century Insurance January 24, 2007). In 2009 I am glad I switched to Amica after seeing that their customers were most satisfied according to surveys by JD Power and others.
| Explanations on Insurance Forms
"The pedestrian had no idea what direction to go, so I ran over him."
"I thought the window was down but found it up when I put my head through it." |
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Auto Acronyms Explained!
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Use Case Diagram For Buying A CarThis was prepared as during my Regis MSCIT OOAD class:
Within Exchange Ownership, seller creates and signs an order with a witness. The Visio 2000 software used to create this diagram does not support the UML v2.0 <<include>> and <<extend>> stereotypes. Visio 2000 supports the UML v1.1 stereotype <<uses>> to refer to functionality to be constructed alongside its main scenario. <<extends>> refer to exception scenarios that are "nice to have" or optional functionality. Visio 2000 also has an annoying habit of breaking off (dangling?) individual characters from words and rearranging lines to make the diagram more difficult to follow. |
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Use Case Scenarios For Buying A CarThis use case diagram is composed of three main scenarios listed below.
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| Your first name: Your family name: Your location (city, country): Your Email address: |
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